Your friends and family care about you.

That’s why your friend or family member suggested having a conversation with us.

Your friend or family member has been where you are. They understand how isolating carrying debt can feel and want you to know support is available. You don’t have to do this alone.
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Stop collection calls
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Freeze interest
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Create a clear, personalized plan
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Rebuild peace of mind
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Get out of debt

Together, we’ll choose the right option for you.

Consumer proposal

  • Popular alternative to bankruptcy
  • Reduces your debt by up to 80%
  • Keeps your assets
  • A monthly payment based on what you can afford
  • Stops all interest, penalties and collection attempts

Bankruptcy

  • Eliminates your unmanageable debt in as few as nine months
  • Debts are legally discharged through court action
  • Creditors can’t refuse your bankruptcy
  • No maximum debt threshold
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You don’t have to make any decisions today. 

Just be open to a conversation about your situation so we can provide options.

During our first conversation we will:
  • Get to know you and your circumstances 
  • Explain your options, including the pros and cons of each
  • Outline next steps

See what our clients say about us.

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“These guys literally changed my life, was a rough situation for a long-time budgeting pennies and dollars and avoiding half a dozen phone calls a day. Until a close friend suggested I call them, best decision I have ever made.”

Devon

“Spoke with Bromwich+Smith to help me throughout the entire process of filing for bankruptcy. They were very helpful and got things done on time and perfectly. Will definitely recommend my friends and family to this company.”

Anthony

“I was referred to Bromwich+Smith by a friend. They went out of their way to make me feel comfortable and valued. They explained the process and options very clearly and walked me through it step by step. I have started my journey to better my situation. I sincerely thank them for their valued help and attention and highly recommend them and the firm of Bromwich+Smith. Much appreciated.”

Kerry

You have options that can ease the weight that debt carries.

There is a way forward that can start immediately by speaking with our government regulated, licensed trustees.

Curious? Fill out this form to explore your financial options.

Prefer to talk? No problem. Call us.

1-855-937-0321

Not quite ready to take the first step? That’s okay.

Sometimes, the hardest part is knowing where to begin. Thanks to someone who cares about you, now you do—when you’re ready; we’re here.

Need more information about options before you reach out? Visit our advice library.

Advice library